Fulton County Home Ownership Program (HOP)

Program highlights: ◾This is a deferred Payment second Program that requires no payment for up to 6 years as long as the borrower lives in the house as the primary resident. ◾Borrower may be eligible for up to $10,000 towards closing cost on a home with a max sales price...

Read more »

Clayton County CHAPP

Clayton County CHAPP offers $5,000 towards down payment and/or closing costs.  This loan is forgiven 20% each year.  Must be a first time home buyer.  Must complete home buyer course with approved agency.  Must pay $100 for housing authority inspection.  City of Morrow is not eligible.  The income limits on this program mirror the...

Read more »

DeKalb County NSP

DeKalb County NSP offers between $14,150 and $25,000 towards repairs or down payment.  This program basically works just like the Georgia Dream NSP.  The only difference is that this program focuses on DeKalb county’s areas of greatest need and they break the areas down into 4 tiers.  Depending on what...

Read more »

Gwinnett County HomeStretch

Downpayment Assistance Is Available In Gwinnett County! Qualifying individuals and families purchasing homes in Gwinnett County may be eligible for the Gwinnett County HOMEStretch I Downpayment Assistance Program. This program is funded by the HUD HOME Investment Partnership Program, administered for Gwinnett County by the Gwinnett County Community Development Program....

Read more »

Quick Rate Quote

North Carolina Housing Finance Agency First Home Mortgage 30 year fixed rate (Conv, FHA, VA or USDA) at below market interest rate currently at 4.95%. -Must be a first time home buyer and have not owed a principal residence in the past 3 years -Cannot exceed annual household income -Sales...

Read more »

HomePath

Your Homeownership Team is a part of a select group of lenders that can offer special financing on thousands of Fannie Mae owned properties. As a HomePath lender, we can offer you HomePath’s unique program, exclusively for Fannie Mae owned properties. HomePath financing offers: Low 3% down payments, which can...

Read more »

Military Base Information

Alabama: Maxwell-Gunter Air Force Base – Montgomery Anniston Army Depot Fort Rucker – west of Dothan Redstone Arsenal – Huntsville Florida: Elgin Air Force Base, Valparasio, Niceville – Air Force Hurlburt Field , Fort Walton Beach – Air Force MacDill Air Force Base, Tampa – Air Force Patrick Air Force...

Read more »

VA Loans

VA Loans are easier than you think, with help from Your HomeOwnership Team! Often, VA Loans require NO down payment and have low interest rates! Your HomeOwnership Team is approved for automatic and LAPP processing of VA loans, so we can close your loan without waiting for VA to approve...

Read more »

FHA

FHA loans have been helping people become homeowners since 1934.  the Federal Housing Administration (FHA), which is part of HUD, insures the loan, so your lender can offer you a better deal.  Your HomeOwnership Team is an authorized FHA lender.  FHA is known for low down payments, low closing costs...

Read more »

USDA Rural Development

USDA – Buy a House for a Penny! In your are looking to buy a home with ZERO down payment, the USDA Rural Development loan is for you.  USDA Guaranteed Rural Development Loans are 100% financing with no monthly Private Mortgage Insurance. Just because you see the word “rural” n...

Read more »